If you have ever been in an emergency situation in the past or you are currently in the midst of one, you know the importance of each minute. No matter the type of situation, everything pales in comparison when the need of the hour is urgent financing, and in between such moments, sitting down and comparing lenders to figure out the best deal on personal loans might be a challenge.

Thus, for moments like this, you always need to have an application on your smartphone which will not only help you instantly apply but also avail the features of a personal loan, and in today’s article, we will learn about one such mobile application, the ZinCash personal loan app. Without further ado, let’s get started.

What is ZinCash Loan App?

As of September 2021, there were more than 2.7 million applications available for download on the Google Play Store, and as a mobile user, I am sure you would like to know more about an application before you go ahead and download it.

Thus, in simple terms, the ZinCash loan app is a financial application available both on the Google Play Store and Apple App Store, which you can leverage to instantly apply and avail the services of a personal loan.

Despite all the other personal loan applications available on the application marketplace, the ZinCash loan application stands out mainly due to the fact that it arrives with a number of benefits which are conveniently absent from traditional lending applications. Let us elaborate on each of them.

Benefits of Using ZinCash Loan Application

1.      100% Paperless Application

When you are in the midst of an emergency situation, every minute counts and in no way can you spend time filling out a physical application to apply for a personal loan. However, across most traditional lenders in India, physical application forms are widely prevalent, meaning borrowers often need to spend an extended amount of time physically visiting the lender’s office, waiting in line for their turn, followed by completing their application.

And this is not all. Post filling out the application, borrowers need to submit physical copies of all their documents right from Aadhar and PAN Card all the way to the latest bank statements and salary slips. All in all, it can be easily summarized that the process of applying for a traditional personal loan in India is challenging to say the least.

On the other hand, the ZinCash loan app offers a completely online and 100% paperless application process, meaning all you need to do is simply download the application on your smartphone, successfully apply for the loan by leveraging your eKYC credentials and securely upload all the documents requested by the lender, onto their servers.

Thus, in an emergency situation, just by having the ZinCash loan app in your smartphone, you can seamlessly apply for an emergency personal loan from the comfort of your mobile screens.

2.      High Disbursal Amount

When an emergency situation knocks at our door, we are rarely aware of its intensity. For example, you might be in a situation where you need to meet an urgent medical expense, and as we all are aware medical emergencies can get very expensive before we realize it.

In situations such as this, it becomes a necessity that we have access to a lender who is willing to disburse high ticket loans; however, unfortunately, most traditional lenders across India only disburse high ticket loans when the same is secured against an asset or collateral. But when you are in an emergency situation, you most likely won’t have access to any collateral worth pledging, and thus the wiser alternative would be to approach a lender who renders unsecured high ticket loans, and that is exactly what the ZinCash loan app does.

By instantly accessing your credit report by leveraging Open APIs, the ZinCash loan app is able to instantaneously assess your creditworthiness and grant you a personal loan which suits your exact requirements. Along with this, one of the specialities of the ZinCash loan app is the fact that it offers unsecured credit instruments, meaning you do not need to pledge any asset or collateral to avail the services of an instant personal loan, and in my opinion, that is a huge advantage on your side, especially during an emergency situation.

3.      Easy Repayment

Last but not least, whenever you are taking a personal loan, whether it be to meet an emergency expenditure or something else, it is your responsibility to pay it back on time. However, in the case of traditional lenders, the repayment process is often cumbersome due to their increased dependence on legacy systems.

For example, most traditional banks request you to set up an eMandate to repay the loan; however, as you might relate from experience, setting one up is a time-consuming process, to say the least.

On the other hand, if you avail the services of a personal loan from the ZinCash loan app, you will have seamless access to a wide array of repayment options from debit and credit cards, all the way to UPI and net banking, meaning it is easier than ever before to pay back your dues.

Along with this, you can also request for a foreclosure through the ZinCash loan app itself, further adding to the ease of availing of an emergency personal loan. Our Presence:

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